Privacy Policy for PayWise AI

Download the PayWise App on the App Store

Effective date: January 14, 2025

Thank you for using PayWise AI ("the App", "we", "us", or "our"). Your privacy is important to us, and this Privacy Policy explains how we collect, use, share, and protect your personal information when you use our services.

1. Information We Collect

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Contact Info

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Location
  • User Content
  • Financial Info
  • Contacts
  • Purchases

2. How We Use Your Information

We may use your personal information for the following purposes:

  • To Provide and Maintain our Services: Use your information to operate the App and customize your experience.
  • To Improve and Develop New Features: Analyze usage trends and user feedback to enhance our services and develop new AI features.
  • To Communicate with You: Send you updates, technical notices, security alerts, and other relevant information.
  • To Enforce our Terms and Policies: Ensure compliance with our terms, agreements, and policies.
  • For Security and Fraud Prevention: Detect, investigate, and prevent fraudulent or unauthorized activities.

3. How We Share Your Information

1. Service Providers

  • We may share your information with trusted third-party service providers (e.g., hosting, analytics, payment processors) who assist us in providing the App. They only process your data on our behalf and must adhere to strict confidentiality obligations.

2. Business Transfers

  • If we are involved in a merger, acquisition, or asset sale, your personal data may be transferred. We will notify you before your personal information is transferred and becomes subject to a different Privacy Policy.

3. Legal Compliance and Security

  • We may disclose your information to comply with applicable laws or to respond to legal requests (e.g., subpoenas, court orders). We may also disclose information when we believe it is necessary to protect our rights, property, or personal safety and that of our users or the public.

4. Consent

  • We may share your information with other parties if you have provided consent.

4. Your Rights and Choices

  • Access and Update Your Information: You can access or update your personal information at any time by logging into your account settings or contacting us directly.
  • Data Deletion: You have the right to request deletion of your personal data, subject to certain legal exceptions.
  • Opt-Out: You may opt out of receiving marketing or promotional communications at any time by clicking the "unsubscribe" link or contacting us. Even if you opt out of marketing emails, we may still send you non-promotional messages, such as service notifications and account-related messages.

5. Security

We implement reasonable safeguards to protect your data against accidental or unlawful destruction, loss, alteration, or unauthorized disclosure or access. However, no method of transmission over the Internet or electronic storage is completely secure, and we cannot guarantee absolute security.

6. International Data Transfers

Depending on your location and our service providers' locations, your information may be transferred to and stored on servers located outside of your country of residence, which may have different data protection laws. We take steps to ensure appropriate safeguards when transferring data internationally.

7. Children's Privacy

Our services are not directed to individuals under the age of 16. We do not knowingly collect personal data from children. If you become aware that a child has provided us with personal information, please contact us and we will take steps to remove such data and terminate the child's account.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Effective date." We encourage you to review this Privacy Policy periodically to stay informed about our data practices.

9. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at:
Email: jason@paywise.ai
Address: 70 Pine Street, New York, New York 10005